Jéssica Regina Marta Alberto
Senior Consultant | Internal Audit | Risk-Based Auditing | Internal Control | Risk Management | Compliance | Banking Audit | Governance | Process Improvement
About the specialist
Consultant specialised in Internal Audit, Internal Control, Risk Management and Regulatory Compliance, with experience in demanding financial environments, including the banking sector and one of the leading international audit and consulting firms.
Her experience centres on risk-based auditing, assessing the effectiveness of internal controls, identifying critical weaknesses and developing practical recommendations to strengthen compliance, reduce operational risk and improve process efficiency.
She has experience executing and following up internal audit plans, assessing critical banking processes, performing control testing, validating data, analysing risks and preparing audit reports and deliverables.
Throughout her professional experience she has worked alongside Compliance, Risk Management and Governance functions, contributing to stronger control frameworks and to the implementation of corrective actions and continual improvement initiatives.
She combines analytical rigour, critical thinking and attention to detail with a results-oriented approach, translating regulatory requirements and identified risks into concrete recommendations applicable to operational reality.
Areas of Expertise
Internal Audit and Risk-Based Auditing
- Internal Audit
- Risk-based auditing
- Audit planning
- Continuous auditing
- Execution of audit procedures
- Control testing
- Data validation and analysis
- Audit reporting
- KPI and KRI definition
- Assessment of control effectiveness
Internal Control and Risk Management
- Internal control assessment
- Identification of control deficiencies
- Operational risk analysis
- Risk management
- Corrective actions
- Risk mitigation
- Process optimisation
- Continual improvement
- Governance frameworks
Banking, Compliance and Regulation
- Banking audit
- Banking processes
- Regulatory compliance
- Banking products
- Payment systems
- Basel III/IV
- SREP
- ICAAP
- ILAAP
- Governance and control in the financial sector
Financial and Operational Auditing
- Financial auditing
- Operational auditing
- Risk assessment
- Compliance reviews
- Financial analysis
- Information validation
- Identification of inefficiencies
- Improvement recommendations
Processes and Organisational Improvement
- Process mapping and analysis
- Identification of inefficiencies
- Process optimisation
- Continual improvement
- Indicator definition and monitoring
- Business process analysis
Sectors of Experience
Credentials
8+ years of professional experience
- Professional experience in Internal Audit, Financial Audit, Internal Control and Risk Management
- Member of the Institute of Internal Auditors (IIA)
- Banking audit
- Continuous auditing and internal audit processes
- Annual audit planning and KPI/KRI definition
- Basel III/IV and SREP fundamentals
- ICAAP & ILAAP
- Banking products and payment systems
- ISO 9001:2015 – Quality Management Systems
- Corporate sustainability: from diagnosis to reporting
- BSc in Economics
Available Services
Internal Audit
Support in defining and executing internal audit plans, assessing processes and controls, identifying weaknesses and preparing improvement recommendations.
Risk-Based Auditing
Assessment of key organisational and operational risks, definition of audit priorities and development of approaches focused on the areas of greatest exposure.
Internal Control and Compliance
Assessment of internal control robustness, identification of deficiencies, regulatory compliance analysis and support in defining corrective actions.
Banking and Financial Auditing
Support to financial institutions in assessing processes, controls, risks and regulatory requirements, including governance, Basel, SREP, ICAAP and ILAAP matters.
Process Improvement
Process analysis, identification of inefficiencies and development of recommendations to improve performance, operational efficiency and control quality.
Training
Training programmes in Internal Audit, Risk-Based Auditing, Internal Control, Risk Management, Compliance and banking processes, tailored to each organisation.