Kelly Monteiro
Subject Matter Expert | Compliance, AML/CFT, Risk and Regulation | KYC · KYT · Due Diligence · Sanctions
About the specialist
Specialist in compliance, anti-money laundering and counter-terrorist financing (AML/CFT), risk management and regulatory conformity, with practice in financial institutions and supervised environments.
She works on know-your-customer (KYC) processes, transaction monitoring (KYT), enhanced due diligence, sanctions and watchlist screening, customer, product and channel risk assessment, and reporting to supervisory authorities.
She supports the design of policies, procedures, risk matrices, internal training plans and continuous monitoring mechanisms, aligned with international good practice and with the ISO 37301 and ISO 37001 frameworks.
Areas of Expertise
Compliance and AML/CFT
- Anti-money laundering (AML)
- Counter-terrorist financing (CFT)
- KYC — know your customer
- KYT — transaction monitoring
- Due diligence and enhanced due diligence
- Sanctions and watchlist screening
- Policies, procedures and codes of conduct
- Whistleblowing channels
Risk and Regulation
- Customer, product and channel risk assessment
- Risk matrices and risk appetite
- Regulatory conformity and supervisory reporting
- Internal controls and continuous monitoring
- Internal training in compliance and AML/CFT
- ISO 37301 and ISO 37001
Sectors of Experience
Credentials
10 years of professional experience
- Credentials
- Specialist in compliance, AML/CFT, risk and regulatory conformity
- Experience in KYC, KYT, due diligence and sanctions screening processes
- Experience drafting policies, procedures and risk matrices
- Experience reporting to supervisory authorities
- Practice with the ISO 37301 and ISO 37001 frameworks
Available Services
Compliance and AML/CFT Programme
Design and review of compliance and anti-money laundering programmes, including policies, procedures, roles and responsibilities.
KYC, KYT and Due Diligence
Design and improvement of customer identification, transaction monitoring, enhanced due diligence and sanctions screening processes.
Risk Assessment and Regulatory Conformity
Customer, product and channel risk assessment, risk matrices, internal controls and preparation of supervisory reporting.
Compliance Training
Internal team training in compliance, AML/CFT, sanctions and reporting duties, adapted to the organisation's sector and risk profile.